Health Schemes for our Patients

Govt. Of Maharashtra Health Scheme

IPF – Indigent Patients’ Scheme

The Hospital is successfully implementing scheme for financial assistance in the hospital bills and medicines. Under this scheme the hospital provides total free treatment to indigent patients and 50% concession in bills for economically poor patients. For this purpose the hospital spends 2% of its total income. In addition to this hospital spends sizeable amount for poor patients from its own funds.

Prime Minister’s National Relief Fund

Prime Minister’s National Relief Fund, (PMNRF) accepts voluntary contributions from Individuals, Organizations, Trusts, Companies and Institutions etc.
All contributions towards PMNRF are exempt from Income Tax under section 80(G).

Mahatma Jyotiba Phule Jan Aarogya Yojana (MJPJAY)

The State Government of Maharashtra has launched Mahatma Jyotiba Phule Jan Aarogya Yojana (MJPJAY) in order to improve medical access facility for both Below Poverty Line (BPL – Yellow card holders) and Above Poverty Line (APL- orange card holders) families. This in turn will enhance the quality of medical care to BPL and APL families.

To improve access of Below Poverty Line (BPL) and Above Poverty Line (APL) families (excluding White Card Holders as defined by Civil Supplies Department) to quality medical care for identified speciality services requiring hospitalization for surgeries and therapies or consultations through an identified Network of health care providers.

SCHEME: Mahatma Jyotiba Phule Jan Aarogya Yojana (MJPJAY) would be implemented throughout the state of Maharashtra in phased manner for a period of 3 years.The insurance policy/coverage under the MJPJAY for the eligible beneficiary families in 8 districts: Gadchiroli, Amravati, Nanded, Sholapur, Dhule, Raigad, Mumbai and Suburbs

Govt. Of Karnataka Health Scheme

Vajpayee Arogyashree Scheme (VAS)

Government of Karnataka has taken the initiative to provide Health protection to families living below poverty line for the treatment of major ailments, requiring hospitalization and surgery. In order to bridge the gap in provision of Tertiary care facility and the specialist pool of doctors to meet the statewide requirement for the treatment of such diseases particularly in rural areas of Karnataka. Government of Karnataka intends to implement Health assurance Scheme by name Vajpayee Arogyashree for the BPL families of Karnataka.

BPL famalies of the identified area of both Rural and Urban are eligible to avail the benefits of the scheme. The BPL family is identified on the basis of BPL Ration Card issued by the Food, Civil Supplies and Consumer affairs Department of Karnataka Government.

Government of Karnataka / Trust will pay the complete treatment cost to the concerned Network Hospital on behalf of the BPL beneficiaries.

Rajiv Arogya Bhagya (RAB)

To provide quality “Tertiary Health Care” for treatment of catastrophic illnesses involving hospitalization, surgery, and other therapies through an identified Network of Super specialty Hospitals.

The “APL card holders” who are willing to make co-payment are eligible under “Rajiv Arogya Bhagya” Scheme”. The beneficiaries possessing APL cards issued by the Food and Civil Supplies Department, GoK are valid beneficiaries.

The scheme shall get implemented in an “Assurance Mode” with a component of “Co-payment” payable by the APL beneficiary to the “Empanelled Network Treating Hospital”; in addition to the financial assurance by the Government through Suvarna Arogya Suraksha Trust.

Jyothi Sanjeevini Scheme (JSS)

The Government of Karnataka has approved a Health Assurance Scheme vide Government, specially designed for the Government Employees, named “Jyothi Sanjeevini”. It is a comprehensive health care to the Government employees, wherein the Scheme provides cashless treatment to all the Government Employees and their dependants through an empanelled Network of Hospitals for Tertiary Care.

All State Government Employees and their dependant family members defined by the Government of Karnataka from time to time; and as such all of them are covered under this Scheme. The Government Servants will not be eligible, if the benefits are already availed “in any of the other” Government sponsored health schemes.



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